FAQ

Personal loans are unsecured loans with fixed payments and a fixed payment schedule.

Send us your application details through our web site and we contact you to visit our office with all your required documents.

If all your required documents are complete and without problem, we can approve your loan within 1 day.

Representative Annual Percentage Rate (APR) or range	Maximum 18%
Fees of Loan Application (incl. all fees)	Processing Fees RM 50 Runner Fees RM 50
Implications of Non-Payment	Additional 1% interest rate charges if payments are late or missing. No legal consequences if payments are late or missing. No legal actions will be taken if payments are late or missing. No impact on credit score if payments are late or missing.
Renewal Policy	Minimum 3 Months & Maximum 5 Years of repayment period. Automatic Extension of Loan which passed the payment period. Upon renewal, there will be no fees or interest rate changes. Payment date will be updated based on renewal date.